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Financial Highlights
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Form 10-K
Part I
Item 1
Item 2
Item 3
Item 4
Part II
Item 5
Item 6
Item 7
Item 7a
Item 8
Item 9
Item 9a
Part III
Item 10
Item 11
Item 12
Item 13
Item 14
Part IV
Item 15
MDA
Financial Statements
Income
Balance
Cash Flows
Stockholders' Equity
Notes
Directors and Officers
Marketing Locations
Investor Relations
Proxy Statement

ITEM 13.     Certain Relationships and Related Transactions

                                                 

The information set forth under the captions "Certain Relationships and Related Transactions" of the Proxy Statement is incorporated herein by reference.

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